USDA Rural Development Program

This is one of the best loan programs around. This walks your buyer through the loan program, it's guidelines, geographical eligibility, and income limits for each county.

• 0% down payment
• 640+ credit score
• No PMI
• All funds can be gifted

This program assists in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas.