Victor Bals Team
"Communication is Key to a Smoother Mortgage Process."
Exceeding Expectations:
Dedicated – catering to the specific needs of each client and their financial situation.
Equipped – providing the latest in web technology tools available directly to you.
Committed – passionate professionals putting your best interests & satisfaction above all.
On Target – we ensure every client knows each detail pertaining to their loan. Our World Class Communication Series allows smoother transactions and happy homeowners.
Thorough – we pay special attention, making sure our communication is on point in every transaction. We would rather over-communicate than not communicate enough.
At the Ready – we are always here to take your calls, texts & e-mails. Loan status updates are sent throughout the transaction keeping client(s) & Realtor in the ‘loop’.
Tried and True – with an extensive background in the mortgage industry, strategic business know-how, The Highest Company-wide Loan Volume since 2011, our well-rounded market expertise and attention to detail define first class service!
Meet the Team
Serving Michigan Mortgages for over 17 years. Providing professional service, excellent communication, and expertise of the real estate market and mortgage industry.
Victor Bals
Senior Loan Officer, Manager
P: 734-417-2115
E: Vic@HVFLoans.com
Gary Halek
Platinum Processor, Team Manager
P: 810-626-3124
E: Gary@HVFLoans.com
Beth O'Hara
Senior Processor
P: 517-889-1273
E: Beth@HVFLoans.com
Home Financing
Interested in buying a new home? Maybe it's time for you to refinance? Set your appointment now with Victor for your path to financial success in real estate. Contact us today for current market rates!
MPP4 Mortgage Calculator
Download your FREE MPP4 mortgage calculator today! Get instant estimates of monthly payments including insurance, PMI, and local taxes. Scan documents, share your calculations, research loan programs, etc.