Call today to speak with Victor, Gary or Beth:734-417-2115
Victor Bals | Senior Loan Officer
My background as a Process Engineer enabled me to lived in Japan for 3 years as a Program Manager. I met a wonderful woman, Maya, and she became my wife in 1996. That is when we moved to Livingston County. We have 3 beautiful children, all engaged in soccer and focused on academics. We live in Hartland and enjoy the pool, friends, and family as well as traveling to Japan, giving our children a rich cultural experience. Maya chose a stay at home career, so she may devote her time to a positive life developing disciplines for our children.
My passion is structuring mortgage loans for the business of Life. Utilizing strategies that focus on short term and long term financial goals and objectives for each and every client.
Many lenders just “Sell” the mortgage to the client, but often times miss the key point of what the client would like to achieve. I like to not only look at the mortgage but also analyze credit, the reserve funds for future life changes, the funding of college and look to where the client will be positioned in their the retirement years.
My engineering approach to the mortgage structure and the mortgage process allows my team to offer world-class service in communications second to nobody. We also educate each client with several options and complete understanding of how those options will benefit their future.
You have my personal devotion, with your best interest in mind.
