Dedicated – catering to the specific needs of each client and their financial situation.
Equipped – providing the latest in web technology tools available directly to you.
Committed – passionate professionals putting your best interests & satisfaction above all.
On Target – we ensure every client knows each detail pertaining to their loan. Our World Class Communication Series allows smoother transactions and happy homeowners.
Thorough – we pay special attention, making sure our communication is on point in every transaction. We would rather over-communicate than not communicate enough.
At the Ready – we are always here to take your calls, texts & e-mails. Loan status updates are sent throughout the transaction keeping client(s) & Realtor in the ‘loop’.
Tried and True – with an extensive background in the mortgage industry, strategic business know-how, The Highest Company-wide Loan Volume since 2011, our well-rounded market expertise and attention to detail define first class service!
Exceeding your expectations, gaining trust and respect as your lender.
a positive life developing disciplines for our children.
My passion is structuring mortgage loans for the business of Life. Utilizing strategies that focus on short term and long term financial goals and objectives for each and every client.
Many lenders just “Sell” the mortgage to the client, but often times miss the key point of what the client would like to achieve. I like to not only look at the mortgage but also analyze credit, the reserve funds for future life changes, the funding of college and look to where the client will be positioned in their the
retirement years.
My engineering approach to the mortgage structure and the mortgage process allows my team to offer world-class service in communications second to nobody. We also educate each client with several options and complete understanding of how those options will benefit their future.
You have my personal devotion, with your best interest in mind.
Beth K. O’Hara | Senior Loan Processor
I have over 14 years’ experience in the mortgage lending industry. I am a fully licensed Loan Officer and I am also the Sr. Loan Processor for the Victor Bals Team. Prior to joining the mortgage industry in 2000, I worked for Detroit Edison - DTE Energy for 10 years as a Senior Analyst in the Customer Service Division. Superior Customer Service has always been my top priority. My mission is providing the best lending experience to each and every client, in a friendly, professional, informative, detailed and reliable manner with the best world-class communication in the industry!
My background includes a BBA Degree from Western Michigan University, with a major in Marketing and a double minor in Business Communications and Business Administration.
I have enjoyed living in the Brighton/Hartland community for over 20 years and I have three wonderful children. My eldest daughter, Erynn, is a Graduate of Western Michigan University; my second daughter, Emma currently attends Western Michigan University, and son, Danny, is a Senior in High School.
In my “spare time” I enjoy being a “Lacrosse Mom”, “Soccer Mom”, “Basketball Mom”, and “Football Mom”, as well as an active member in our school district, community, and church.
From start to finish I am involved in your loan working as your partner to offer comfort, direction, and explanation of the mortgage process.
My role is crucial to keep you informed so your mortgage experience is timely, smooth and a pleasant experience.